Tampa
FLFlorida's value play facing an insurance market reckoning
Key Market Stats
Last updated: 2026-03Median Price
$400K
0.0% YoY
Month-over-Month
0.0%
vs. last month
Active Listings
18,093
homes for sale
Months of Supply
3 mo.
Balanced market
Days on Market
66d
median
Cash Buyers
35.1%
of all sales
Median Home Price Trend
Tampa — 24-month rolling
Months of Housing Supply
Tampa — inventory trend
AI Market Analysis — Tampa
Tampa has entered the most complex phase of its post-pandemic correction. Home prices, which surged over 60% from 2020 to 2022, are now pulling back modestly as insurance costs — averaging $4,800–6,200/year for a typical Tampa home — erode effective affordability even as list prices fall. Inventory has grown substantially, giving buyers the most leverage they've had since 2019. The condo market in particular is facing additional headwinds from Florida's new structural inspection law requiring milestone inspections and funded reserves, which has pushed HOA fees sharply higher. Single-family homes in inland Hillsborough County and Pasco County represent the best value proposition. Long-term, Tampa's healthcare, finance, and logistics job base remains solid.
Analysis generated from Redfin, FRED, and Census Bureau data. Updated monthly.
Tampa Analysis
Austin and Tampa: Housing Supply Rises Above Balanced-Market Norms — What the Sun Belt's Deep Buyer Markets Mean for 2026
April 13, 2026 · 7 min read
Tampa's Housing Collapse by the Numbers: 13 Months of Price Declines, 67% Price-Cut Rate, and What's Driving the Slide
April 11, 2026 · 6 min read
Tampa's Hidden Affordability Crisis: When Insurance Costs More Than Property Tax
February 28, 2025 · 7 min read
Data sources: Redfin Market Data, U.S. Census Bureau, FRED (Federal Reserve Economic Data), local MLS associations. Statistics represent metro-area medians and are updated monthly. Not financial or investment advice.